COMPLETE guide to closing a Chime account [2022]

Can I close my account in the Chime app?
  1. On the home screen, tap the gear icon to launch Settings.
  2. In Personal Info, tap the Edit link.
  3. Select Close account.
  4. Read the Close my account message. …
  5. Tap the Submit request button when you’re ready to close your account.

How to cancel chime card and delete your account

Start Unlinking Your Accounts

Unlinking your accounts from Chime is the very first step that you should take. Although you may not be in the mood to take this extra step, it is necessary if you want to avoid potential extra fees that will come as a result of the money being moved.

Accounts linked to Chime may be different cards, as well as other banks. Since the additional fees can be quite a hassle, it is important to take care of this step as soon as possible, so you can close your account smoothly afterward. If you want to make things even easier, you will have to transfer the money to your other accounts. For instance, the money can be transferred to Cash App or PayPal, depending on which one is more convenient for you.

After transferring the money, you can unlink every account that was ever linked to your Chime account. Once it’s done, you can look towards requesting account deletion.

Send Chime an Email

If you’re ready to delete your Chime account, you will have to contact the company. This is the only way to get rid of the account you do not want anymore.

First things first, you will have to send Chime an email. Their address is [email protected] In the email you send to the staff, you should make it clear that you want to have your account deleted, without rambling too much. You could simply mention something like “Account Deletion Request” or “Request to Delete my Chime Account”. It is short and gets the message across quickly.

By doing this, you will also give Chime the chance to know what this is about without even having to open the email, which is why it is so effective. It will help them check your email sooner.

Make sure that in the email you send, you also include the details of the account you want to delete. That being said, you should offer them your account name, account address, and Chime account number.

Call the Customer Support

After you email them, all you can do is wait. But since you do not know what is happening to your account while you wait, you can call Chime after a day or two. Their phone number is 1-844-244-6363.

When you call them, it’s important that you have all the reference numbers that have been emailed to you. This way, you can offer these details to the staff when they request them. When you talk to them, you should ask about the status of your account, and then how long it will take before the account is terminated.

If too many days pass and you get no update, you should call them again and ask about the status. Getting the account deleted as soon as possible is necessary, as the longer the account sits unused, the riskier it is because any subscriptions and recurring payments you might have will keep going.

The good part about closing your account is that you do not need to pay any fee for this. At the same time, there is something you should pay attention to. To be more specific, if you have a negative balance but want to close your account, you need to take care of it. It is essential to pay the difference first. Once you do it, you will be able to start planning your account closure.

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